If you look at the Finance category in Apple Store, there are thousands of apps out there. Some of those apps are just for specific banks and businesses such as Discover, CITI Bank, ING Direct and Chase and so on and so forth. The question is how do you select which one is really good. Well, that’s why geeks like me are there to help you out. We check those apps for you and bring only the best to your attention.
That’s why today I have hand-picked some of these apps in Finance category which you should definitely have on your iPhone. These apps I have picked because they are going to help you manage your finance very well and overall creates a sense of responsibility in your day-to-day life related to budget, investment and money and provide answers to your tax related questions.
So here are 5 of my favorite iPhone apps that I think are essential for your financial well-being:
1. & 2. Keep track of your Finances
Previously we have covered various Money management services that help you manage your finance online FREE of cost securely and confidently. What else can you expect in this world if you can manage your finance on the go on your iPhone with Mint.com Personal Finance app (iTunes Link) and MoneyStrands (iTunes Link).
With these two apps you can manage all your bank accounts (checking, saving, investment etc.) anywhere in the world with the exception that Mint only supports banking institutions in United States of America whereas MoneyStrands support most of the popular banks and currencies in the world. So if you happen to have your finances and investment in various countries then MoneyStrands is worth checking out. I strongly recommended it.
Get alerts if anything happens in any of your accounts like Salary credited, High deposit or withdrawal, any kind of finance charges etc. You can define the alerts you want to receive. I am sure you will love the ease of having access to your finances all the time. Go check these out.
3. Send and Receive money on the Go
Though all the transactions you are making through PayPal are already getting tracked in the above two apps. But the beauty of the two is that you can’t move money with them. So if you are to pay someone from your PayPal account, then you would probably need this PayPal app. With this app you can give and receive money to and from your PayPal account and keep track of the transactions. Without having to go to the ATM, you can give money instantly to anyone with a PayPal account.
4. & 5. Learn and be ready for the Tax Season:
Everyone seems to get worried as the Tax season arrives and it is time to pay or receive tax refund from Uncle Sam. Not every one of us is good at numbers and all those complicated jargons and tax definitions. Well that’s why “There is an app for that…!!!”
H&R Block Tax Answers iPhone App (iTunes Link) TurboTax TaxCaster (iTunes Link) help you learn about all those things you don’t understand about in your W2, deduction and other what-if scenarios. Use H&R Block Tax Answers to find answers from real persons and TaxCaster from TurboTax to understand where you stand before you even file your Income Tax return to Uncle Sam.
Well I hope after you have these 4-5 app on your iPhone, you are in full control of your finances all the time. Less chances of getting unnecessary finance charges from your bank, credit card companies. Very rare chances of missing a billing due date. And now since you have all those tax related answers, you feel more comfortable about your tax return. Aren’t you in full control….???
Besides these 5 apps, based on your specific need you might wanna check out the apps from your banks, credit card companies like Chase, PNC, Wells Fargo, Discover, ING Direct, Bank of America, Fidelity Investments etc…
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